Romesh's journey from NAB customer service phones to becoming a 2024 MPA Top 40 Under 35 broker reveals why finance strategy matters more than interest rates. Growing up watching his mum work 24/7 without financial literacy shaped his mission to ensure no one faces retirement unprepared. From mastering mortgage retention to navigating complaints, Romesh built expertise that helps clients avoid over-leveraging across multiple lenders. He shares the brutal $50K lesson from a family development deal, why he sold his home in winter against conventional wisdom, and how timing Melbourne's market secured his upgrade. Romesh reveals why interest rate focus kills strategies, how 73% of investors get stuck after one property, and why stepping stones need growth potential. His approach combines technical bank knowledge with genuine care shaped by watching his mum's financial challenges.
Romesh's journey from NAB customer service phones to becoming a 2024 MPA Top 40 Under 35 broker reveals why finance strategy matters more than interest rates. Growing up watching his mum work 24/7 without financial literacy shaped his mission to ensure no one faces retirement unprepared.
From mastering mortgage retention to navigating complaints, Romesh built expertise that helps clients avoid over-leveraging across multiple lenders. He shares the brutal $50K lesson from a family development deal, why he sold his home in winter against conventional wisdom, and how timing Melbourne's market secured his upgrade.
Romesh reveals why interest rate focus kills strategies, how 73% of investors get stuck after one property, and why stepping stones need growth potential. His approach combines technical bank knowledge with genuine care shaped by watching his mum's financial challenges.
(0:00) The early lessons
(5:00) From customer service phones to NAB mortgage retention
(12:00) Why leverage is the key to building wealth
(18:00) First home buyers: stepping stones vs smart investments
(25:00) Why interest rates shouldn't be your main focus
(30:00) The $50K lesson: family development deal gone wrong
(35:00) Selling in winter to buy the upgrade property
(40:00) Balancing high performance with family priorities