In this episode, host Julian chats with Dion Fernandes — a seasoned mortgage broker, finance expert, and host of the Finance This, Property That podcast. A key member of the award-winning team at Emerge Finance, Dion has helped more than 200 investors grow their portfolios strategically. Together, they explore Dion’s unique journey — from growing up in Mumbai to moving to New Zealand, working as a professional tennis umpire, and eventually building a successful career in finance. Dion offers valuable insights into developing smart finance strategies, staying proactive, and navigating the challenges of securing finance as a self-employed individual.
In this episode, host Julian chats with Dion Fernandes — a seasoned mortgage broker, finance expert, and host of the Finance This, Property That podcast. A key member of the award-winning team at Emerge Finance, Dion has helped more than 200 investors grow their portfolios strategically.
Together, they explore Dion’s unique journey — from growing up in Mumbai to moving to New Zealand, working as a professional tennis umpire, and eventually building a successful career in finance. Dion offers valuable insights into developing smart finance strategies, staying proactive, and navigating the challenges of securing finance as a self-employed individual.
(03:38) Professional Tennis Umpire Experience
(04:59) Transition to Finance and Banking
(06:20) Starting Emerge Finance and Personal Vision
(09:09) Property Investing Journey
(13:19) Rentvesting and Financial Strategies
(16:57) Building a Finance Strategy vs. Getting a Loan
(20:02) Client's Journey to Building a Property Portfolio
(21:33) The Importance of Strategy in Property Investment
(22:21) Navigating Multiple Banks for Better Growth
(25:30) Challenges and Tips for Business Owners Seeking Finance
(29:15) Building a Strong Financial Team
(34:03) Traits of Successful Property Investors
About Dion:
Dion Fernandes is a seasoned finance strategist and mortgage planner. With nearly 15 years in the industry, Dion’s approach goes far beyond mortgage broking — it's about aligning every lending decision with a bigger-picture wealth strategy. He specialises in strategic debt structuring, portfolio expansion, and lending solutions tailored for high-income professionals and business owners. Whether you're a doctor, lawyer, accountant, or entrepreneur, Dion knows how to navigate complex income structures and unlock optimal lending outcomes. Dion has helped over 200 investors grow scalable property portfolios, often increasing borrowing capacity by up to 25% through expert structuring. Known for making finance simple and practical, Dion’s no-jargon, high-impact advice empowers clients to make confident, informed decisions that support long-term success.
Connect with Dion:
Visit the website: emergefinance.com.au
Follow Dion on LinkedIn
Follow Dion on Instagram