Professor Angel Zhong, RMIT's award-winning finance professor and LinkedIn Top Voice, reveals what her groundbreaking research on investor behaviour tells us about making smarter financial decisions. From tracking the "Corona generation" of 500,000 new Australian investors during COVID to exposing how fin-fluencers exploit psychological biases, Angel breaks down the gap between what investors should do and what they actually do. She shares her own Melbourne property portfolio strategy, explains why ASIC banned unlicensed financial advice in 2022, and warns about the dangerous overlap between gambling behaviour and stock market speculation. Learn why discipline trumps education, how to cut through market noise with data, and why treating investments like research projects—not emotional decisions—is the key to long-term wealth building.
Professor Angel Zhong, RMIT's award-winning finance professor and LinkedIn Top Voice, reveals what her groundbreaking research on investor behaviour tells us about making smarter financial decisions. From tracking the "Corona generation" of 500,000 new Australian investors during COVID to exposing how fin-fluencers exploit psychological biases, Angel breaks down the gap between what investors should do and what they actually do. She shares her own Melbourne property portfolio strategy, explains why ASIC banned unlicensed financial advice in 2022, and warns about the dangerous overlap between gambling behaviour and stock market speculation. Learn why discipline trumps education, how to cut through market noise with data, and why treating investments like research projects—not emotional decisions—is the key to long-term wealth building.
(00:02:00) Growing up in China's intense education system and family finance influence
(00:08:00) COVID's 500,000 new investors and the gambler substitution effect in Australian markets
(00:16:00) How fin-fluencers exploit behavioural biases and ASIC's 2022 regulatory crackdown
(00:26:00) The prop-fluencer problem: unlicensed tax advice in property marketing
(00:36:00) Data-driven investing framework: treating property purchases like research projects
About Angel:
Professor Angel Zhong is one of Australia’s most respected finance academics and thought leaders. Someone who has dedicated her career to helping investors better understand financial markets and make smarter decisions. She’s an award-winning Professor of Finance and Director of Research at RMIT University’s Regenerative Futures `Institute, specialising in empirical asset pricing, digital finance, and investor behaviour. Her research has been featured widely from ABC and Bloomberg to the Australian Financial Review and Yahoo Finance and she’s recognised as a LinkedIn Top Voice and finalist for Thought Leader of the Year at the Women in Finance Awards.
Through her work, she’s made complex financial concepts accessible to everyday investors, helping bridge the gap between academic research and real-world applications.
Connect with Angel:
Visit the website: https://academics.rmit.edu.au/angel-zhong
Follow Angel on LinkedIn:
https://www.linkedin.com/in/angel-zhong-4085a397?originalSubdomain=au