Invest Smarter Grow Faster

How to Pay Off Your Mortgage in 10 Years | Aaron & Bernadette Christie-David

Episode Summary

Julian is joined in the podcast studio by Bernadette and Aaron Christie-David, the husband-and-wife team behind Atelier Wealth, a strategic mortgage broking firm in Sydney now marking ten years in business. They trace the journey from starting the company on their honeymoon in Vietnam — surviving on a single graduate salary, driving Uber to keep the lights on, and the brutally honest early years where half of all brokers quit inside 18 months and every loan mattered, to building a practice where 85% of clients now come back or refer. Their argument goes well beyond getting a loan over the line: they make the case that a broker's real job is the strategy and structuring around the loan, not just the paperwork in the middle. They're now building a tool to show everyday Australians how to pay down their own home in ten years by investing — and they make a compelling case for why the coming wealth transfer puts women at the centre of every financial conversation. In this episode, Bernadette and Aaron speak to paying off your mortgage in a decade, why resilient investors buy when others panic, the "success tax" you pay whether you act or not, and what it really takes to invest as a couple, sparking a refreshingly honest conversation about money, marriage and building wealth that lasts. 🏠 INVEST SMARTER, GROW FASTER — Australia's Property Investment Podcast Hosted by Julian Khursigara | CEO, Search Party Property | Award-Nominated Buyers Agent

Episode Notes

• A broker's real value sits either side of the loan — the strategy and structuring, not the submission-to-settlement paperwork in the middle.
• The "10-year mortgage" idea: rather than resign to a 30-year grind, use investment properties in growth markets to help pay down your own home faster.
• You pay a "tax" either way — act and pay CGT and holding costs, or stay put and pay the tax of missed opportunity and time.
• Resilient investors lean in when sentiment turns sour; with markets fragmented, where you buy matters more than ever.
• Investing as a couple only works off one blueprint — financial misalignment is one of the biggest causes of relationship breakdown.
• The coming wealth transfer puts women at the centre of financial decisions — and "you can't be what you can't see."